<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Gwen Mlondobozi]]></title><description><![CDATA[Portfolio of Gwen Mlondobozi featuring business analysis, economic research, financial analysis and data analytics projects.]]></description><link>https://gwenmlondy.wixsite.com/gwen-data-analyst/blog</link><generator>RSS for Node</generator><lastBuildDate>Mon, 21 Sep 2026 07:02:05 GMT</lastBuildDate><atom:link href="https://gwenmlondy.wixsite.com/gwen-data-analyst/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Can We Predict Stock Prices Without Understanding Their Behaviour First?]]></title><description><![CDATA[Why testing for stationarity matters before building financial forecasting models A Financial Econometrics case study using Apple, Microsoft and Alphabet August 2026 Why this project? When analysing financial markets, one of the first questions an analyst should ask is whether historical prices can be used to make reliable predictions about the future. Many forecasting models assume that historical data behaves consistently over time. However, stock prices often trend upward, react to major...]]></description><link>https://gwenmlondy.wixsite.com/gwen-data-analyst/post/can-we-predict-stock-prices-without-understanding-their-behaviour-first</link><guid isPermaLink="false">6a733d54ff87a46d33453c70</guid><category><![CDATA[Financial Analysis]]></category><pubDate>Wed, 05 Aug 2026 13:47:26 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/146618_b56da40d819244f7a920c4df95a3166e~mv2.png/v1/fit/w_928,h_441,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Gwen N Mlondobozi</dc:creator></item><item><title><![CDATA[Does South Africa's Repo Rate Lead Inflation — Or Just React to It?]]></title><description><![CDATA[What 24 years of CPI and Repo Rate data reveal about the timing of South African monetary policy A descriptive macroeconomic analysis prepared for online publication July 2026 When inflation rises, it's tempting to assume that raising interest rates brings it straight back down. A review of 24 years of monthly data from Stats SA and the SARB shows the relationship is real but not simple — and that timing matters more than intuition suggests. The headline findings The overall correlation...]]></description><link>https://gwenmlondy.wixsite.com/gwen-data-analyst/post/does-south-africa-s-repo-rate-lead-inflation-or-just-react-to-it</link><guid isPermaLink="false">6a6cfeba2aa0dd3fa162dd09</guid><category><![CDATA[Economic Analysis]]></category><pubDate>Fri, 31 Jul 2026 20:12:32 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/146618_590cd1c57bd94f79bca18a5f09dfcacc~mv2.png/v1/fit/w_1000,h_590,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Gwen N Mlondobozi</dc:creator></item><item><title><![CDATA[Who Is Most Likely to Default on a Loan?]]></title><description><![CDATA[An analysis of 21,454 borrower records explores how family profile, income level and loan purpose are associated with historical loan default.]]></description><link>https://gwenmlondy.wixsite.com/gwen-data-analyst/post/who-is-most-likely-to-default-on-a-loan</link><guid isPermaLink="false">6a565ba05c0b44b4bb70e30c</guid><category><![CDATA[Business Analysis]]></category><pubDate>Tue, 14 Jul 2026 16:15:52 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_ec75b339a1b340b68009de94ee03981d~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Gwen N Mlondobozi</dc:creator></item></channel></rss>